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Our History

The First National Bank of Sidney purchased the Dalton State Bank including the Dalton Insurance Agency over 30 years ago.  FNB Financial, LLC d/b/a First National Insurance was created in 2000 with locations in Dalton, Kimball and Sidney.  FNB Financial, LLC is a wholly owned subsidiary of First National Bank.  FNB Financial, LLC purchased the Panhandle Agency in 2000 and the Tri-State Insurance Agency in 2001, both of Kimball, Nebraska.  The Panhandle Agency, Tri-State Insurance Agency and the Dalton Insurance Agency were all merged into FNB Financial, LLC.

FNB Financial, LLC purchased the McCarville-Robinson Insurance Agency located in Sidney, Nebraska in October 2002.  The McCarville-Robinson Insurance Agency with all its acquisitions dates back to the late 1940’s.

FNB Financial, LLC changed its d/b/a to Points West Insurance in January 2011 in conjunction with the name change of First National Bank to Points West Community Bank.  Points West Insurance currently has offices in Dalton, Kimball and Sidney, Nebraska.

Our Locations

Sidney Location

420 Glover Road
Sidney, NE 69162
Main office: 308-254-4928
Toll free: 800-658-3116
Fax: 308-254-7166

Dalton Location

301 Main St
Dalton, NE 69131
Main office: 308-377-2230
Fax: 308-377-2517

Kimball Location

207 S. Chestnut
Kimball, NE 69145
Main office: 308-235-2821
Fax: 308-235-2318

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.